This card will be insane with the Harvey, I'm not sure how big his hand size finally be but the potential is there for this card to finally shine. Specially if there are more cards that trigger upon being drawn.
Protip: enemies exhaust after attacking. As such, you may want to trigger her during the player windows that occur before the readying of the enemies, namely between steps 3.3 and 3.4, and between 4.1 and 4.2
The actual strengths/weaknesses of this card have been articulated very well in other reviews. However, this card does something that I think many players will actually enjoy and value that isn't necessarily to do with how powerful your deck is.
I'm a pretty casual player, and I often find myself trying to make a deck being aware of the strong cards. However, at the same time I also really want to try out a different theme or some new interesting cards without knowingly gimping the deck too much. For example, I might be looking at a mystic deck with some core spell assets, but I do really want to try out some of the less common event spells too. However, deck slots are scarce and I run out of space for the fun cards. Sure, I could really figure out a deck without the staples and roll with it, and there's great fun in the challenge of that. But other times it's nice just to have the staples AND some fun stuff, particularly as someone who doesn't actually play the game lots and so has fewer opportunities to try things out.
Versatile allows me to get more cards for fun things like this, even though yes this is actually generally a downside to the card. (Admittedly, being co-op I could always house rule higher card limits, but I like playing to the rules to be honest).
The second thing it does is let you take any level 0 card. This may not be super powerful but can be nicely thematic and flavourful and add to the narrative, which is something that I think some players will get a kick out of. Perhaps Joe Diamond likes a cheeky swig from a bottle of Liquid Courage. Or maybe Ursula Downs never goes on an expedition without her trusty Survival Knife. Or maybe Nathaniel Cho just gets a bit vicious sometimes and uses a Baseball Bat. I think these options would appeal to some players and it's nice to have cards the enable this kind of thing.
The obvious comparison is between this card and Emergency Cache, but the more pressing one is between Hot Streak and Another Day, Another Dollar. I think that Hot Streak has a place in a few decks, but you generally need to satisfy one or more of these conditions:
Otherwise, I'd strongly recommend just grabbing ADAD instead. The benefit of Hot Streak over an Emergency Cache is +2 resources; for just one more xp, you can get that benefit at the start of every single game (and not have to worry about hot streak's high initial cost).
Hot Streak (4) is more of the same, except even more variance-heavy. Unless you have ADADx2 or some insane draw power, grab ADAD first.
As Luke Robinson you are not worried about any enemies around you. As soon as they form a threat you just hop into your Gate Box and zip out of arms way. That is untill you meet this card. "Hello snakes!"